Are you a retro video game collector? If so you know how expensive, or hard to find, some games and console systems can be. Many 16 and 32 bit games now sell for more than a hundred dollars for a single cartridge on the second hand market. This can quickly add up to thousands of dollars for even a modest sized retro game collection. If you’re a serious collector, you may be interested in purchasing insurance to help protect your gaming collection.
Did you know you can add your video game collection to your Condo/co-op or Renters Insurance? This way, should anything happen to your home, such as fire, flood, theft or other events, you can rest easy knowing your video games are covered by the insurance.
Many people find that researching and trying to make sense of the many insurance options available to them, to be too time consuming, and too much of a hassle. But lately, there are many online companies who want to make understanding and selecting the right Condo/co-op or Renter’s Insurance an easy and fast process with just a few clicks.
Jetty is one such company that will allow you to add your video game collection to your Condo/co-op or Renter’s Insurance. Jetty’s website immediately looks and feels different from other insurance companies. The site is clean and modern feeling with lots of images and animation, humor, and way less legal jargon. It’s also completely mobile friendly, so it makes purchasing Condo/co-op or Renter’s Insurance something you can even do on your lunch break or on the go.
Jetty considers themselves to be an insurance company for people in “cities” and they want to help busy city dwellers get set up quickly with the right insurance. Jetty even makes it easy for young folks to get started in their first Condo/co-op or apartment with their Jetty Passport system which replaces the need for a security deposit or cosigner.
I went through the Jetty App which took less than 10 minutes, and honestly, I was surprised how affordable it can be to get basic Renter’s or Condo/co-op Insurance AND insurance for my gaming collection, all for less than $20 a month. Oh I also added the optional electronics insurance for just $2 a month which protects things like Iphones and Laptops from drops, spills, water damage. Way cheaper than the insurance offered by your cell phone carrier or electronic retail stores.
Here is my experience using the App. 🙂 With pictures. Everyone loves pictures.
The first thing it’s going to do is ask for your address and some basic info like how much your monthly rent is, and if you live alone or with a significant other, etc. This is all used to calculate your basic insurance.
Next, here starts the fun part. You can add optional insurance to protect your valuables and electronics (like that retro video game collection, or your $2,000 gaming Laptop).
First, try to decide how much your collection is actually worth. Think about those games that are rare, out of print, obscure, hard to find, or imported from other countries. You can research amazon and eBay or even google to see how much the game is worth. Consider also the condition your games are in. Are they in mint pristine condition with manuals and original packaging? If so that may make them worth more. By the way, Jetty doesn’t have a button for video games (yet) so you should just add them to “Special Collections”.
I estimated my collection to be worth about $3,000 (not counting my gaming laptop, because I wasn’t thinking of it at the time and focused on the retro game portion of my collection. If I added the new gaming laptop in, that would make the collection value closer to $4,500).
After calculating the value of your collection, you’ll also be offered a chance to add that sweet Electronics Insurance, I mentioned above which will help protect your phone or laptop or gaming PC from accidental damage from drops, slips, spills, falls, etc. This is a really good value and much cheaper than going with insurance from your cellphone provider or electronic retail stores.
Finally, you’ve reached the end. On the next screen they will show you how much your insurance will cost and it will be broken down to help you understand exactly what you’re paying for, such as basic insurance, your collections, and electronics protection.
As you can see, for my $3,000 retro video game collection, basic Renters Insurance, and electronic’s protection, I’m looking at about $18 a month. That is a really low price for some peace of mind!
You can also use the collections feature on Jetty to protect your dolls, figures, toys, and other geeky collections. Check out Jetty’s website to learn how to protect your retro video game collection or anything else that you’d like to insure.
